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  Privacy Policy

  Welcome to websites http://www.vikasgenie.com and related applications/websites (‘Website’ or ‘App” or “site”) of Vikasgenie Fintech Private Limited (hereinafter referred to as “VikasGenie” or “us” or “we”).
  
  PRIVACY POLICY
  
  This privacy policy sets out how VikasGenie uses and protects any information that you share when you use our website and app. We know that you expect us to service you in an accurate and efficient manner. To do so, we must collect and maintain certain personal information about you. We value the trust you place in us. That’s why we insist upon the highest standards for secure transactions and customer information privacy. This policy outlines the types of information we collect about you and how we use and safeguard that information. By using or accessing the Site in any manner, you acknowledge that you accept the practices and policies outlined in this Privacy Policy and you hereby consent that we will collect, use, and share your information in the following ways. If you do not agree please do not use or access our Website.
  
  Please read the following statement to learn about our information gathering and dissemination practices.
  
  Note:
  Our privacy policy is subject to change at any time without notice. To make sure you are aware of any changes, please review this policy periodically. This policy is effective from July 23, 2019.
  
  
  
  What information we collect any why:
  
  When you use our Website, we collect and store your personal information which is provided by you from time to time. Our primary goal in doing so is to provide you a safe, efficient, smooth and customized experience. This allows us to provide services and features that most likely meet your needs, and to customize our Website to make your experience safer and easier. More importantly, while doing so we collect personal information from you that we consider necessary for achieving this purpose. We collect two types of information from our registered users and visitors.
  
  The first is information that we gather through aggregated tracking information derived while you are browsing this website. Anonymous information will be gathered in our computer system log files to allow us to better tailor our services to your needs, help us better understand the demographics of our audience and improve our products.
  
  The second is information that registered users provide through optional, voluntary submissions such as
  
  

  1. Name and Contact information, including email address, third-party account credentials etc.
  2. Personal information, including date of birth and Permanent Account Number (PAN), Aadhar Number and other information required in accordance with the KYC norms and regulatory requirements.
  3. Demographic information such as gender and income.
  4. Other information that can help us improve our services

  
  In general, you can browse the Website without telling us who you are or revealing any personal information about yourself. Once you give us your personal information, you are not anonymous to us. Where possible, we indicate which fields are required and which fields are optional. You always have the option to not provide information by choosing not to use a particular service or feature on the Website. We may automatically track certain information about you based upon your behaviour on our Website. We use this information to do internal research on our users’ demographics, interests, and behaviour to better understand, protect and serve our users. This information is compiled and analysed on an aggregated basis. This information may include the URL that you just came from (whether this URL is on our Website or not), which URL you next go to (whether this URL is on our Website or not), your computer browser information, and your IP address.
  
  
  
  Cookies:
  
  We use data collection devices such as “cookies” on certain pages of the Website to help analyse our web page flow, measure promotional effectiveness, and promote trust and safety. “Cookies” are small files placed on your hard drive that assist us in providing our services. We offer certain features that are only available through the use of a “cookie”.
  
  We also use cookies to allow you to enter your password less frequently during a session. Cookies can also help us provide information that is targeted to your interests. Most cookies are “session cookies,” meaning that they are automatically deleted from your hard drive at the end of a session. You are always free to decline our cookies if your browser permits, although in that case you may not be able to use certain features on the Website and you may be required to re-enter your password more frequently during a session.
  
  Additionally, you may encounter “cookies” or other similar devices on certain pages of the Website that are placed by third parties. We do not control the use of cookies by third parties.
  
  If you choose to invest through the Website, we collect information about your investment behaviour.
  
  If you transact with us, we collect some additional information, such as a billing address, a credit / debit card number and a credit / debit card expiration date and/ or other payment instrument details and tracking information from cheques or money orders. We need physical evidence of your personal details like PAN, cancelled cheque leaf etc. to satisfy regulatory requirements while your bank details are required to honour your investment instructions.
  
  VikasGenie shall not be responsible, in the event, any discrepancy is found, in any of the information provided by the user, such as, mismatch of the information provided, shall lead to the rejection for opening of the account.
  
  We may also ask for additional personal information from time to time to meet new regulatory requirements or to provide you with other benefits of our services. As always, the information that we seek will only be for the purpose stated.
  
  If you choose to post messages on our message boards, chat rooms or other message areas or leave feedback, we will collect that information you provide to us. We retain this information as necessary to resolve disputes, provide customer support and troubleshoot problems as permitted by law.
  
  If you send us personal correspondence, such as emails or letters, or if other users or third parties send us correspondence about your activities or postings on the Website, we may collect such information into a file specific to you.
  
  Also, we may receive a confirmation when you open an email from us. This confirmation helps us make our communications with you more interesting.
  
  You agree that, all intellectual property including but not limited to copy right, trade mark, any personal information, content, photographs, images, experience sharing, feedback, opinions that is voluntarily shared by you with us or uploaded on the Site are non-infringing of any rights of third parties in whatsoever manner and you give us unrestricted, perpetual right of use of your such intellectual property for any purpose whatsoever.
  
  
  
  Sharing of personal information:
  
  We may share personal information with our other corporate entities and affiliates. These entities and affiliates may market to you as a result of such sharing unless you explicitly opt-out.
  
  We may disclose personal information to third parties. This disclosure may be required for us to provide you access to our Services, to comply with our legal obligations, to enforce our User Agreement, to facilitate our marketing and advertising activities, or to prevent, detect, mitigate, and investigate fraudulent or illegal activities related to our Services. We do not disclose your personal information to third parties for their marketing and advertising purposes without your explicit consent.
  
  We may disclose personal information if required to do so by law or in the good faith belief that such disclosure is reasonably necessary to respond to subpoenas, court orders, or other legal process. We may disclose personal information to law enforcement offices, third party rights owners, or others in the good faith belief that such disclosure is reasonably necessary to: enforce our Terms or Privacy Policy; respond to claims that an advertisement, posting or other content violates the rights of a third party; or protect the rights, property or personal safety of our users or the general public.
  
  We and our affiliates will share / sell some or all of your personal information with another business entity should we (or our assets) plan to merge with, or be acquired by that business entity, or re-organization, amalgamation, restructuring of business. Should such a transaction occur that other business entity (or the new combined entity) will be required to follow this privacy policy with respect to your personal information.
  
  
  
  Links to third-party websites:
  
  Our website may contain links to other websites of interest, without any accuracy, completeness, or usefulness of any content, warranty, merchantability, endorsement, suitability, any assurance of quality, authenticity, and appropriateness to view such websites and responsibility, liability, obligations on part of this Site. This Privacy Policy does not apply when you access to such sites or links. However, once you have used these links to leave our site, you should note that we do not have any control over such third-party websites. Such third party websites may also transmit cookies to you. Again, this Privacy Policy does not cover the use of cookies by any third parties, and we aren’t responsible for their privacy policies and practices. You should exercise caution and look at the privacy statement applicable to the website in question.
  
  Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, or any other users are those of the respective
  
  
  
  Communications:
  
  

  1. We will send registered users communications related to the servicing of your account when necessary to do so.
  2. We will send registered users service-related announcements on rare occasions when it is necessary to do so. For instance, if our service is temporarily suspended for maintenance, we might send you an email.
  3. You may not opt-out of account servicing communications or service-related announcements, which are not promotional in nature.
  4. We will send registered users occasional emails updating you about new products, special offers, or other information which we think you may find interesting. You may unsubscribe from these at any time.

  All communications will be sent to the email id that you have provided us. It is your responsibility to update or change that address, as appropriate. If you haven’t provided us with your email address, you will not receive these communications.
  
  
  
  Security of your information:
  
  We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online. See more on our Security systems.
  We restrict access to your non-public personal information to those employees who need to know that information to service your account. However no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. Unauthorized entry or use, hardware or software failure, and other factors, may compromise the security of user information at any time. If you think that the security of your VikasGenie account has been compromised, change your password and contact us immediately for further assistance at support@vikasgenie.com.
  
  
  
  Agreement:
  
  This Privacy Policy along with the Site Terms and Conditions and any other relevant policies or disclosures contains the entire understanding and agreement between you and us and supersedes any and all prior understandings relating to Website. This Policy cannot be changed or terminated orally. If any provision of this Privacy Policy is held to be illegal, invalid or unenforceable, this will not affect any other provisions and the Privacy Policy will be deemed amended to the extent necessary. Any provision which must survive in order to allow us to enforce its meaning, shall survive the termination of this Privacy Policy. This Privacy Policy should be at all times read along with the Terms and Conditions and any other policies of the Website. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.
  
  
  
  Contact us
  
  For questions related to updating or changing your account information or any other information provided by you and for your valuable feedback regarding this Privacy Policy, please send e-mail to support@vikasgenie.com.

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